The following terms and conditions relate to the use of this Service, comprising Fixed Income News Australia (www.fixedincomenews.com.au) and associated assets, including social media accounts, newsletters and other content. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service. You warrant that you are at least 18-years-old and you are legally capable of entering into binding contracts. If you are under 18-years-old, you warrant that you have obtained consent from your parent or guardian and they agree to be bound by these Terms on your behalf. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
The website is produced by Fixed Income News Pty Ltd (“FINA”) ACN 636 898 069. The company is a joint venture between Elizabeth Moran and RG Communications (Australia) Pty Ltd ABN 12 156 573 214
In these terms, Fixed Income News Australia may be referred to as “we, us, our”. The term “you” refers to the person reading this and using the website.
General advice
The information provided on this website is general in nature only and does not constitute personal financial advice. The information, articles, videos, social media posts and any other content produced under the FINA brand has been prepared without taking into account your personal objectives, financial situation or needs. All indications of performance returns are historical and cannot be relied upon as an indicator for future performance.
Before acting on any information on this website you should consider the appropriateness of the information having regard to your objectives, financial situation and needs.
Therefore, before you decide to buy any product or keep or cancel a similar product that you already hold, it is important that you read and consider the relevant Product Disclosure Statement (PDS), Information Memorandum (IM) or other Offer document of the product provider to make sure that the product is appropriate for you. Before making any decision, it is important for you to consider these matters and to seek appropriate legal, tax, financial and other professional advice.
Disclaimer
All statements made on this website are made in good faith and we believe they are accurate and reliable.
Fixed Income News does not give any warranty as to the accuracy, reliability or completeness of information that is contained in this website, except in so far as any liability under statute cannot be excluded. FINA, its directors, employees and their representatives do not accept any liability for any error or omission on this website or for any resulting loss or damage suffered by the recipient or any other person. Unless otherwise specified, copyright of information provided on this website is owned by FINA. You may not alter or modify this information in any way, including the removal of this copyright notice.
The content provided on this website (and associated channels) is for general information only. It is not intended as advice and must not be relied upon as such. The information does not take into account the investment objectives, financial situation or needs of any individual investor. You should make your own inquiries and if necessary take independent advice tailored to your specific circumstances before making any financial decisions.
Intellectual Property
The Service and its original content (excluding Content provided by users), features and functionality are and will remain the exclusive property of Fixed Income News Pty Ltd and its licensors. The Service is protected by copyright, trademark, and other laws of both the Australia and foreign countries.
Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Fixed Income News Pty Ltd. Nothing in these Terms constitutes a transfer of any Intellectual Property rights from us to you. You are permitted to use the Service only as authorised by us. As a user, you are granted a limited, non-exclusive, revocable, non-transferable right to use the Service to create, display, use, play, and download Content subject to these Terms. Our Intellectual Property must not be used in connection with a product or service that is not affiliated with us or in any way brings us in disrepute.
You must not modify the physical or digital copies of any Content you print off or download in any way, and you must not use any illustrations, photographs, video or audio, or any graphics separately from any accompanying text. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by any other users are those of the respective authors or distributors and not of us.
Limitation of Liability
You acknowledge that you use the Services at your own risk. You acknowledge that FINA is not responsible for, and accepts no liability in relation to, your access to, use of and conduct in connection with the website.
You agree to indemnify FINA for any loss, damage, cost or expense that FINA may suffer or incur as a result of or in connection with your access to, use of or conduct in connection with the website, including any breach by you of these terms.
Use
By accessing and using a Service, you acknowledge that you have read, understood and agree to be bound by these terms and our Privacy Policy. You must not access or use the Services for any unlawful purpose.
You agree that in using the Website, you will not, either directly, or indirectly through another party, use any robot, spider, screen scraper, data aggregation tool or other device or process to process, monitor, copy or extract any web pages on the Website, or any of the information, content or data contained within or accessible through the Website, without our prior written permission.
You also agree not to use any process to aggregate or combine information, content or data contained within or accessible through the Website with information, content or data accessible via or sourced from any third party. In addition you agree not to use any information on or accessed through the Website for any commercial purpose or otherwise (either directly or indirectly) for profit or gain.
You also agree not to reverse engineer, reverse assemble, decompile, or otherwise attempt to discover source code or other arithmetical formula or processes in respect of the software underlying the infrastructure and processes associated with the Website. You agree not to copy, publish, store, reproduce, alter, modify, create derivative works, or publicly display, any part of any content from the Website without our prior written permission.
You must not, except to the extent permitted by law, modify, adapt, sublicense, translate, sell, reverse engineer, decipher, decompile or otherwise disassemble or reassemble any portion of the Website or cause any other person to do so.
Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 15 days notice prior to any new terms taking effect. It is your sole responsibility to periodically check these Terms for any changes. If you do not agree with any of the changes to these Terms, it is your sole responsibility to stop using the Service. Your continued use of the Service will be deemed as your acceptance thereof.
Advertising and links to third party content
The Website may feature or display hyperlinks and pointers to websites operated by third parties (Linked Sites). Linked Sites and any hyperlink contained in a Linked Site do not form part of the Website and are not under FINA’s control. FINA does not accept any responsibility for the contents of any such hyperlink or linked material. If you link to any third party websites you leave the website entirely at your own risk.
The FINA website, social media accounts and emails may also feature or display third party advertising (Advertising). By featuring or displaying Advertising, we do not in any way represent that we recommend or endorse the relevant advertiser, its products or services. In some instances, the Advertising will contain representations or offers by the third party which you can accept by linking to the third party’s website and executing the relevant transaction. Such offers are not made by FINA, and the third party is solely responsible to you for the delivery of any goods or services you purchase on the third party website.
Contacting Us
Fixed Income News Australia (FINA) welcomes your comments regarding these Terms & Conditions. If you have any questions about this this document and would like further information please contact us by any of the following means during business hours Monday to Friday.
Call: 1300 854 502
Mail:
Attention: Managing Director
Fixed Income News Australia (FINA)
PO Box 635
Toowong DC QLD 4066
E-mail: info@fixedincomenews.com.au
