Private Debt Providers
At FINA, we want to open up the fixed income asset class and make it easier for financial advisers and personal investors to understand and invest.
One of the growing sub-sectors is private debt, but the asset class is difficult to define. We like this definition:
Private debt includes any debt held by or extended to privately held companies. It comes in many forms, but most commonly involves non-bank institutions making loans to private companies or buying loans on the secondary market.
Private companies can include sole traders right through to multi-million dollar private companies.
Many investment options are through the provider and are not easy to find. After much research we are very pleased to show you a list of providers in the sector. Keep in mind, the list is not absolute. For example, we haven’t included companies that do not show investment options.
Private debt offers investors:
- Security over the asset, which helps to protect capital
- A steady income with attractive risk adjusted rates of return
Two key risks include:
- Illiquidity – investors usually commit for the term of the loan, very few private debt providers offer liquidity and if you invest through a listed fund, that does not mean it is liquid
- Credit or default where the borrow fails to make interest or principal repayments
Please do your own research, ask questions and make sure you understand the risks before you invest. None of the companies on the list are recommendations.
Private Debt Providers List
| Provider Name | Investments | Funding Range | FUM | Listed Funds | Unlisted Funds | Direct Investment | About | Office Locations | Website | |||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | AltX | Private Debt | No | Yes | Yes | AltX provides investors with access to alternative income-generating product which have traditionally been inaccessible to individual investors. | Sydney | https://www.altx.com.au/ | ||||
 | Assured Management | Private Debt | 100000 | 8000000 | No | Yes | No | Assured Management Limited is a boutique funds manager specialising in first mortgage investments. | Gold Coast | http://www.assuredm.com.au/ | ||
 | Australian Unity | Shares, Mortgages, Property | Yes | Yes | Yes | Australian Unity is Australia's first member-owned wellbeing company, offering our members and customers health, wealth and care services. | Melbourne | https://www.australianunity.com.au/wealth/select-income-fund/investments | ||||
 | Australian Securities Limited | Mortgages | No | Yes | No | Australian Securities is a licensed, mortgage securities lender and investment firm. | Melbourne | http://www.australiansecurities.com.au/ | ||||
 | Balanced Securities | Mortgages | 0 | 7500000 | No | Yes | No | Balanced Securities Limited issues secured note securities and make loans secured by first mortgages over real estate assets. | Melbourne | http://www.balancedsecurities.com.au/ | ||
 | Balmain | Mortgages, Private Equity, Structured Finance | 1100000000 | No | Yes | Yes | Balmain has investments in a variety of funds management and business lending operations. | Sydney, Wetherill, Central Coast, Melbourne, Brisbane, Gold Coast, Canberra | https://www.balmain.com.au/Balmain/Group.aspx | |||
 | Banner Asset Management | Real Estate, Fixed Income, Credit, Equity | 10000000 | 100000000 | No | Yes | No | Banner is an alternative asset manager focused on structuring, funding and managing quality private debt and equity transactions in Australian real estate. | Melbourne (Head Office), Sydney | http://www.bannerassetmanagement.com/ | ||
 | Barwon Capital | Real Estate, Private Debt, Private Equity | 2000000000 | No | Yes | Yes | Barwon Investment Partners is an independent Fund Manager investing across Healthcare Property, Property Finance and Global Investments. | Sydney | https://barwon.net.au/ | |||
 | Bass Capital | Debt, Equity, Hybrid Capital | 0 | 50000000 | No | Yes | Yes | Bass Capital is a leading middle-market investor and alternative asset manager. Specialised in providing capital and funding solutions to assist mid-sized companies, entrepreneurs, property and other real assets. | Sydney (Head Office), Melbourne, Adelaide | https://www.basscapital.com.au/ | ||
 | Causeway Financial | Private Debt, Alternative Assets | 0 | 75000000 | 1400000000 | No | Yes | Yes | Causeway offers access to a suite of direct control lending strategies across the Australian SME & middle market sector via funds, SPV’s and loan note programs. | Sydney | https://causewayam.com.au/ | |
 | Centaur Property Management | Private Debt | 0 | 20000000 | 850000000 | No | Yes | No | Centaur Property is a leading non-bank, private lender that specialises in the provision of sub $20 million loans for Australian property development projects across the residential (land sub-division, town house and apartment), commercial and industrial property sectors. | Sydney, Perth | http://www.centaurproperty.com.au/ | |
 | Credit Connect Capital | Private Debt | 50000 | 80000000 | 360000000 | No | Yes | Yes | Credit Connect Group are property finance specialists and fund, commercial loans, construction and development loans, residential property loans, non-resident home loans, newly established property loans, short term business loans, house and land. | Sydney, Gold Coast | https://www.ccc.com.au/ | |
 | CVS Lane Capital Partners | Private Debt, Private Equity | No | Yes | Yes | CVS Lane Capital Partners is a specialist property finance and investment business. | Melbourne, Sydney Brisbane | https://cvslane.com.au/ | ||||
 | Dinimus | Private Debt | No | Yes | No | Dinimus aims to deliver credit solutions that genuinely assists businesses and investment partners achieve their potential. | Sydney, Melbourne, Hong Kong | https://www.dinimus.com.au/ | ||||
 | Dorado | Private Debt | No | No | Yes | Dorado Property is a mulit-family investment house providing innovative debt and equity solutions for Australian property invetsors | Perth, Sydney, Brisbane | https://doradoproperty.com.au/ | ||||
 | RF Eclipse | Private Debt | No | Yes | Yes | RF Eclipse is a leading alternative lending platform to the real estate market specialising in financing for commercial, retail, industrial and residential developments and investments across the east coast of Australia. The Fund is a contributory mortgage fund and not a pooled fund. | Sydney | https://www.rfeclipse.com/ | ||||
 | Equity One Mortgage Fund | Private Debt | 50000 | 10000000 | No | Yes | No | Equity-One is a Public non-listed Financial Institution which specialises in both investment and finance. It provides secured investments offering attractive interest returns to investors and fast and competitive finance solutions to borrowers. | Melbourne | http://www.equity-one.com/ | ||
 | Gippsreal | Private Debt | 400000000 | No | Yes | No | Gippsreal Limited (Gippsreal) is a boutique fund manager offering first mortgage investment opportunities to retail and wholesale investors and finance solutions for borrowers. | Gippsland | http://www.gippsreal.net.au/ | |||
 | GPS Investment Fund Ltd | Private Debt | No | Yes | No | GPS Group commenced operations in Brisbane in 1994 sourcing and managing First Mortgage lending products predominantly in the residential construction and development market in South East Queensland. | Brisbane | http://www.gpsinvest.com.au/ | ||||
 | Gresham Capital Partners | Corporate Advisory, Funds Management, Property, Capital Solutions | 20000000 | 200000000 | No | Yes | No | Gresham Capital Partners is a division of Gresham Partners, the independent Australian-owned advisory and funds management business, and brings the significant expertise of the broader Gresham group across M&A, debt and equity advice. | Sydney | http://www.gresham.com.au/ | ||
 | Firstmac | Private Debt | 13000000000 | No | Yes | Yes | Firstmac is a privately-owned company that has been in business for 40 years and has grown to become Australia's leading non-bank lender. Headquartered in Brisbane, Firstmac is a challenger company that uses smart technology to bring simple, affordable, competitive financial products to market, | Brisbane | https://www.firstmac.com.au/ | |||
 | Ingwersen & Lansdown Securities Limited | Private Debt | 250000 | 15000000 | 55800000 | No | Yes | Yes | Ingwersen & Lansdown Securities Limited is an unlisted public company specialising in First Mortgage Investments. | Gold Coast | http://www.ilsl.com.au/ | |
 | La Trobe Financial | Private Debt, Private Credit | 100000 | 10000000 | 11000000000 | No | Yes | Yes | La Trobe is Australia’s oldest non-bank lender and has funded over A$36 billion of investment quality credit for more than 205,000 customers. | Melbourne, Sydney, Shanghai, Hong Kong | http://www.latrobefinancial.com.au/ | |
 | Liberty | Private Debt | No | Yes | No | Liberty provides a wide range of loans for houses, cars and business, as well as investments and products from other financial institutions. Operating since 1997 the company has helped over 600,000 customers ad advanced $28 bn in funding. | Brisbane | https://www.liberty.com.au/ | ||||
 | Longreach Credit Investors | Private Debt, Private Credit, Alternative Income, Quantitative Equity, Real Assets | 1500000000 | No | Yes | No | At Longreach Alternatives we are passionate about the distinct benefits that alternative investments can bring to an investment portfolio. We aspire to help both institutional and private wealth investors broaden their understanding of alternatives while increasing the opportunities available to them. | Sydney | https://longreachalternatives.com/ | |||
 | Msquared Capital | Real Estate, Credit | No | Yes | Yes | Msquared is a non bank lender investing in Residential, Commercial, Retail, Industrial and development projects | Sydney | https://www.msqcapital.com.au/ | ||||
 | Manning Asset Management | Private Debt | No | Yes | No | Manning Asset Management is a specialist private debt fund manager whose sole focus is the delivery of superior investor outcomes. | Sydney | https://manningam.com/ | ||||
 | MaxCap Group | Private Debt | 20000000 | 500000000 | 3500000000 | No | Yes | Yes | MaxCap is an Australian and New Zealand commercial real estate Investment Manager. | Melbourne (Head Office), Sydney, Brisbane, Perth, Auckland | http://www.maxcapgroup.com.au/ | |
 | Merricks Capital | Private Debt, Commodities, Equity, Structured Credit | 150000000 | 0 | No | Yes | Yes | Merricks Capital delivers a truly differentiated multi-strategy offering, with extensive investment capability and global experience spanning multiple asset classes. | Melbourne | https://www.merrickscapital.com/ | ||
 | Metrics Credit Partners | Private Debt, Private Credit, Equity | 27000000 | 0 | Yes | Yes | Yes | Metrics Credit Partners a leading Australian non-bank corporate lender and alternative asset manager specialising in fixed income, private credit, equity and capital markets. | Sydney | https://metrics.com.au/ | ||
 | M. H. Carnegie & Co | Private Debt, Private Credit, Equity | 15000000 | 50000000 | 900000000 | No | Yes | Yes | M.H. Carnegie & Co is an alternative asset manager, managing funds in excess of $900m across eight platforms, with a successful track record since its establishment in 2011. We invest across a broad range of asset classes including venture capital, private equity, real estate and debt. | Sydney | https://www.mhcarnegie.com/our-platforms-overview | |
 | Millbrook Group | Property, Credit | 300000 | 8000000 | No | Yes | No | Millbrook Group (previously Securafunds) is a non-bank lender providing innovative financial solutions for real estate. We offer fixed returns for investors and look to build long term relationships based on trust. | Melbourne | https://millbrookgroup.com.au/ | ||
 | Monark Partners | Real Estate, Credit | 200000000 | No | Yes | No | Monark creates innovative, individualised funding strategies with speed and certainty, operating one of the largest private balance sheets in Australia. | Melbourne | https://www.monarkpartners.com.au/ | |||
 | Moshav Financial | Private Debt, Private Equity | No | Yes | Yes | Monshav Financial delivers the most effective property funding solutions from simple residential loans to commercial property investments to multi-stage construction projects. | Sydney, Shanghai | http://www.moshavfinancial.com.au/ | ||||
 | Natixis | Private Debt, Private Equity, Equity, Fixed Income, Alternative Assets, ESG Investing | 0 | 100000000000 | 45000000000 | Yes | No | Yes | Our sole objective is to help every institutional client achieve their long-term investment goals, no matter what challenges they face along the way. With two-thirds of our business focused exclusively on managing institutional assets – and more than 40 years of serving institutions – we have developed the resources and expertise to continuously address all of our institutional clients’ evolving needs. | Sydney, International | https://www.im.natixis.com/en-institutional/home | |
 | Pacific Alliance Group | Private Debt, Private Equity | 56000000000 | No | Yes | No | PAG is one of Asia’s largest independent alternative investment management groups. We focus on private equity, real estate, and absolute returns. | Sydney, International | https://www.pag.com/en/ | |||
 | Pallas Capital | Private Debt, Private Equity | 5000000 | 50000000 | 566000000 | No | Yes | Yes | Pallas Capital is a debt and equity fund manager specialising in the financing of Australian Commercial Real Estate. The business was established by our Directors in direct response to the growing lack of credit in Australia’s mid-range property market; a situation exacerbated by the shortage of reputable, risk-adverse, non-bank lenders. | Sydney, Melbourne | https://www.pallascapital.com.au/ | |
 | Partners Group | Private Equity, Private Real Estate, Private Debt, Private Infrastructure | No | Yes | No | Partners Group is a large, independent investment firm that is truly dedicated to private markets. Typically private market asset classes are available only to institutional investors due to high investment minimums and the illiquidity of the underlying investments. However, Partners Group is able to offer access to private markets without the long lock up periods of traditional private markets funds. | Sydney, International | https://www.partnersgroupaustralia.com.au/en/home/ | ||||
 | Peer Estate | Private Debt | 0 | 4000000 | No | No | Yes | Peer Estate is a peer-to-peer (P2P) platform for real estate debt. We allow real estate borrowers and investors to engage with each other in a transparent process. | Melbourne | https://peerestate.com/ | ||
 | Platinum Mortgage Securities | Private Debt | No | Yes | No | Platinum Mortgage Securities delivers short-term, property-secured finance to borrowers that require funding for business or investment purposes; and great opportunities to wholesale investors and institutions looking for attractive investment returns through property-secured lending. | Perth | https://mortgageinvest.com.au/ | ||||
 | Private Mortgage Funding & Management | Private Debt | 100000 | 0 | No | Yes | No | Private Mortgage Funding and Management was established in 1995. The company is based in Western Australia and specialises solely in the arranging and managing of contributory private mortgages. | Western Australia | http://www.privatemortgage.com.au/ | ||
 | Qualitas | Private Debt, Private Equity | 3000000000 | No | Yes | Yes | Qualitas is Australia’s leading real estate financier and investment manager, with committed capital of approximately AU$3 billion. Founded in 2008, we have invested in a range of commercial, industrial and residential real estate assets | Melbourne, Sydney | http://www.qualitas.com.au/ | |||
 | Revolution Asset Management (Channel Capital) | Private Debt | No | Yes | No | Revolution is a specialist investment manager established to provide institutional and high net worth investors with access to the Australian and New Zealand private debt market. | N/A | https://www.channelcapital.com.au/investments-revolution-asset-management | ||||
 | RMBL Investments | Private Debt | No | Yes | Yes | RMBL is an AFS licensed contributory mortgage investment manager. Its qualified team has a depth of knowledge that has allowed it to operate successfully for over 60 years. | Dandenong | http://www.rmbl.com.au/ | ||||
 | Semper Capital | Private Debt | 2000000 | 30000000 | No | Yes | No | Semper Capital and its team have been assisting businesses across Australia since 2002. We understand that there are many circumstances in the life of a business where the urgent need for finance can occur. | N/A | https://sempercapital.com.au/ | ||
 | SG Hiscock & Company | Private Debt | Yes | Yes | No | SG Hiscock & Company is a multi award-winning boutique fund manager specialising in high conviction actively managed investment strategies and Managed Discretionary Portfolios. SGH was established in Melbourne in 2001 by six of its principals and is entirely owned by directors, staff and associates. | Melbourne, Sydney | https://sghiscock.com.au/fund/sgh-property-income-fund/ | ||||
 | Thinktank | Private Debt | 3000000000 | No | Yes | No | Thinktank has become established as Australia’s leading commercial property funding specialist. As a leading independent lender we have provided over $3.0bn of commercial, residential and SMSF finance solutions, and issued over $1.5bn in secured AAA-rated bonds. | Sydney | https://www.thinktank.net.au/ | |||
 | Trilogy Funds | Private Debt | 3000000 | 25000000 | No | Yes | No | Trilogy is one of Australia’s leading fund managers and financiers of property-based investments. An Australian owned and based company, we leverage our combined expertise in investing, property development, financial services and property management in aiming to create income generating solutions while proactively managing risk. | Brisbane, Sydney | https://www.trilogyfunds.com.au/ | ||
 | Ventra Capital | Private Debt | No | Yes | No | Ventra Capital is a specialist investment manager offering wholesale investors access to private debt investments in the Australian non-bank lending market. | Sydney | https://www.ventracapital.com/ | ||||
 | Wingate | Private Debt, Private Equity | 1000000000 | No | Yes | Yes | Wingate is a leading private markets finance and investment house focused on innovative, agile, risk-aware financial services businesses. | Melbourne, Sydney | https://www.wingate.com.au/ | |||
 | Zagga | Private Debt | 1000000 | 15000000 | No | Yes | Yes | Zagga is an alternative investment platform connecting wholesale/sophisticated investors with quality, creditworthy borrowers via an online marketplace. | N/A | https://www.zagga.com.au/en | ||
 | Alceon | Private Debt, Private Equity, Credit | 10000000 | 50000000 | 3800000000 | No | Yes | Yes | Alceon Group is a privately-owned financier and multi-strategy alternative investment manager. | Sydney, Brisbane, Melbourne, Perth | https://www.alceon.com.au/ | |
 | Ares | Private Debt, Private Equity, Real Estate | No | Yes | Yes | Ares Australia Management is a strategic joint venture between Ares Management and Fidante Partners formed in 2019 in order to coordinate the marketing and investment management of investor capital from Australia and New Zealand for Ares’ various Credit, Private Equity and Real Estate strategies. | Sydney, International | https://www.fidante.com/investment-managers/ares-australia-management |
